Taking the Stress Out of the Car-Financing Process in Baton Rouge

The purchase of a new vehicle is an exciting event, but many people find the idea of car financing in Baton Rouge to be something to dread. At Team Toyota, we want to make the process as painless as possible for you from beginning to end. From our financing team to our helpful online apps, financing through our Toyota dealership provides you with a number of benefits. Here is how we make the process easy and convenient for you.

Before You Buy

When you first begin looking for a new Toyota vehicle, it of course helps to first have an idea of what you can afford. What your loan payment comes down to depends upon several factors, including the vehicle you choose, the length of the term of your loan, any down payment or trade-in you may have, and the annual percentage rate (APR) available to you. As with most loans, your APR largely depends upon your credit score. To assist you in this initial process, Team Toyota provides a quick, loan pre-approval app on our website that allows you to obtain pre-approval for a loan without leaving your home. We also have a Kelley Blue Book trade-in value section on our page to provide you with a quick idea of what your trade-in is worth.

At the Dealership

Once you have made your decision and the sale is underway, our finance team will work with our variety of lenders to obtain a loan for you. All we need from you is permission to perform a quick credit check in order to find the best rates available to you. You will also need to decide how long of a loan term you will prefer, which generally ranges from three to six years. Remember, a longer loan term will get you smaller monthly payments, but a shorter term will result in a quicker payoff with less going towards interest. Financing with us will also allow you access to special financing programs through Toyota, such as our limited credit program. If you find yourself with limited to no credit, our finance team will work with our lenders to place you in the vehicle you desire.

Vehicle Protection Plans

Our new and certified pre-owned vehicles come with limited warranties that protect you from unexpected costs that may arise during that time frame. Many vehicle owners, however, may choose the security of additional Vehicle Protection Plans. Team Toyota offers a variety of these plans, including Toyota Vehicle Service Agreements that extend protection beyond the warranty. You may also choose prepaid maintenance plans, and even plans for pre-owned Toyota vehicles.

Car financing in Baton Rouge does not have to be a stressful event. Let the Team Toyota financing team help you obtain a loan to get you into your desired vehicle quickly and easily. Contact our office today to schedule a test drive and begin the purchasing process!

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